TaxChe<span class="brandQ">Q</span>

Old vs New Tax Regime

Quick comparison for an individual below 60 years. This is an MVP estimator and should not replace final tax computation.

Total annual gross income (₹)

Eligible deductions/exemptions for old regime (₹)

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TaxCheQ Tax Calculator

Detailed estimate with exemptions, deductions and Old vs New Tax Regime comparison.

Assessment Year

Age

Gross Total Income (₹)

Capital Gain Before Exemption (₹)

Income source

Exemptions & salary adjustments

HRA Exemption

Enter eligible HRA exemption amount from the HRA calculation.

Leave Travel Allowance

Eligible LTA exemption, subject to applicable conditions.

Other Eligible Exemptions

Other exempt allowances/components applicable to the taxpayer.

Employer-side / special adjustments

Use only where the applicable tax rules permit the adjustment.

Exemptions are fact-specific. TaxCheQ should validate eligibility before applying an amount to the final return.

Detailed deductions

Section 80C

Eligible investments / payments such as specified PF, tuition fee, life insurance, etc.

Section 80CCD(1B)

Additional eligible contribution to NPS, subject to limits.

Section 80D

Eligible health insurance / medical expenditure deductions, as applicable.

Section 80E

Eligible interest on education loan.

Section 80G

Eligible donations, subject to qualifying conditions and limits.

Section 80TTA

Eligible savings-account interest deduction for qualifying taxpayers.

Section 80TTB

Eligible interest-income deduction for qualifying senior citizens.

Section 80U / 80DD

Eligible disability-related deductions, subject to conditions.

Home Loan – Section 24(b)

Eligible interest on housing loan where applicable.

Other eligible deductions

Other applicable Chapter VI-A deductions.

Only deductions allowed under the selected regime and based on complete facts should flow into the final computation.

Capital Gains Exemptions

Add eligible reinvestment/exemption amounts. TaxCheQ will show the potential exemption separately from the gain.

Section 54 — Residential House

For eligible long-term capital gains from transfer of a residential house, subject to prescribed conditions.

Section 54B — Agricultural Land

Potential exemption where eligible land is transferred and qualifying agricultural land is acquired, subject to conditions.

Section 54EC — Specified Bonds

Eligible long-term capital gains exemption on investment in specified bonds, subject to statutory conditions and limits.

Section 54F — Other Long-Term Capital Assets

Potential exemption on eligible long-term capital gains invested in a residential house, subject to conditions and proportionate rules.

Section 54D / 54G / 54GA

Special reinvestment exemptions for specific eligible cases such as compulsory acquisition or shifting certain industrial undertakings.

Section 54EE / Other eligible relief

Use only where the taxpayer satisfies the specific statutory conditions for the relevant provision.

Total exemption entered₹0

Capital gain before exemption₹0

Estimated gain after exemption₹0

Important: Capital-gains exemptions are highly fact-specific. The calculator should validate the asset type, period of holding, date of transfer, investment date, residential-house conditions, bond eligibility, investment limits, section-specific caps, and other statutory requirements before allowing the exemption in the final return.

Tax regime preferences

Old Regime

Includes eligible exemptions and Chapter VI-A deductions, subject to applicable limits.

Apply entered old-regime deductions

New Regime

Uses the applicable slab structure with limited exemptions/deductions.

Use new-regime standard deduction

TaxCheQ should connect this interface to the final statutory computation engine before production. The calculator should validate regime-specific exemptions, section limits, special-rate income, surcharge, cess, rebate and other applicable rules.

RSU / ESOP Foreign Investments CA Assisted

RSU Taxation Made Simple

Restricted Stock Units can have tax implications at more than one stage. TaxCheQ helps you understand the flow and identify the information your CA needs.

1. Grant / Vesting
RSUs generally become relevant for tax reporting when they vest or are settled, depending on the facts and the applicable tax rules.

2. Sale of Shares
When vested shares are sold, the sale can create a separate capital-gains reporting requirement. The purchase/vesting value, sale value, dates and expenses matter for the computation.

3. Foreign Income / Assets
For taxpayers with foreign shares or other overseas holdings, additional reporting and documentation may be relevant depending on residential status and the nature of the asset.

4. Documents Usually Needed
Keep the vesting statements, broker statements, transaction history, tax withholding details, sale confirmations and year-end holdings information available for review.

What TaxCheQ can help with

RSU vesting and transaction review
Capital-gain computation support
Foreign asset / investment disclosure review
Tax withholding and foreign-tax-credit documentation review
CA-assisted return preparation for complex RSU cases

This page is for general educational information. The actual tax treatment depends on the taxpayer's facts, residential status, employer plan, transaction dates and applicable tax rules.

TaxCheQ HRA Calculator

Estimate HRA exemption based on the details entered.

Basic Salary (annual) ₹

DA forming part of retirement benefits (annual) ₹

HRA Received (annual) ₹

Rent Paid (annual) ₹

City Type

Do you own the house you live in?

HRA exemption is subject to the applicable tax rules and the taxpayer's full facts. This is an estimate for the website UX; production rules should be validated before launch.

TaxCheQ ITR Guide

Which ITR should I file?

Answer a few simple questions and TaxCheQ will suggest the likely ITR form.

Common eligibility — AY 2026-27

ITR-1: generally for eligible resident individuals (other than RNOR) with total income up to ₹50 lakh from specified sources such as salary/pension, house property, other sources and qualifying LTCG u/s 112A within the prescribed limit.
ITR-2: for individuals/HUFs with income other than business or profession, including many capital-gains, house-property and foreign-income cases.
ITR-3: for individuals/HUFs having business or professional income, including cases that are not eligible for ITR-4.

Eligibility is fact-specific. The questionnaire is an initial guide and final applicability should be verified before filing.

Question 1 of 8 Let's start

What is your residential status?

Do you have income from business or profession?

Do you have capital gains?

Do you have foreign income or assets/signing authority outside India?

Is your total income more than ₹50 lakh?

Are you a director in a company or do you hold unlisted equity shares?

Do you have two or more house properties?

Do you want CA assistance for your return?

Welcome back, TaxCheQ user 👋

Complete your return step-by-step from one place.

Profile: 80% complete

Current return progress20%

Your filing workflow

1

Start Filing

Answer a few questions to determine the appropriate ITR.

2

Upload Documents

Upload documents relevant to your income and deductions.

3

Tax Computation

Review income, deductions, tax liability and refund or payable.

4

Connect to Your Next-Gen CA

Get professional assistance and CA review when you need it.

Why Should You File Your Income Tax Return?

Filing your Income Tax Return (ITR) is more than just paying tax. It helps you report your income correctly, claim eligible refunds and deductions, maintain proper financial records and comply with applicable income-tax requirements.

1. Stay Tax Compliant

File your return within the applicable due date and meet your income-tax filing obligations.

2. Claim Your Tax Refund

If excess TDS or tax has been deducted or paid, filing an ITR may help you claim an eligible refund.

3. Carry Forward Eligible Losses

Timely filing can be important when you want to carry forward eligible losses to future years, subject to applicable rules.

4. Reconcile AIS & Form 26AS

Review your reported income, TDS, interest, dividends and other tax information before submitting your return.

5. Maintain Financial Records

Your filed ITR and acknowledgement provide an important record of your reported income and tax position.

6. Report Multiple Income Sources

Salary, house property, business or profession, capital gains, interest, dividends and other income can be reported appropriately.

7. Keep Your Tax Information Organised

Regular filing encourages you to maintain Form 16, bank statements, investment records, capital-gain statements and deduction proofs.

8. Useful for Financial Requirements

Filed ITR records may be useful when demonstrating your income history for legitimate financial or administrative requirements.

9. Avoid Last-Minute Problems

Starting early gives you time to identify mismatches, missing information and documentation issues before filing.

10. Complete Your Filing Properly

After submitting your return, complete the applicable e-verification process to complete the filing process.

Not Sure Whether You Need to File?

Don't guess. Your ITR requirement and the appropriate return form can depend on your income, residential status, investments, capital gains, business or professional income and other applicable conditions.

Frequently Asked Questions

Can I e-file my tax return without Form 16?

Yes. You can file your ITR even if your employer has not issued Form 16. You can use your salary records and reconcile the TDS and income information available through Form 26AS and AIS/TIS. If Form 16 is available, it is useful for verifying your salary and TDS details.

What is the basic exemption limit for filing an ITR?

The applicable filing requirement depends on your income, age, residential status and other conditions, as well as the applicable tax regime. The basic exemption limit should not be the only factor used to determine whether you need to file an ITR.

What is Section 87A rebate?

Section 87A provides a rebate from income tax to eligible resident individual taxpayers, subject to the conditions applicable under the relevant tax regime. The applicable rebate limits can change with amendments to the Income-tax Act.

Can I upload multiple Form 16s?

Yes. If you worked for more than one employer during the financial year, you may have multiple Form 16s. All relevant salary and TDS information should be considered while preparing your ITR.

What documents should I keep ready for ITR filing?

Depending on your income sources, you may need Form 16, Form 16A, AIS, Form 26AS, salary information, bank statements, interest details, capital-gain statements, house-property documents and deduction or investment proofs.

Do I need to upload every document with my ITR?

Generally, ITRs are annexure-less and supporting documents are normally not attached to the return. However, you should keep relevant documents safely for your records and future verification.

What happens if I don't file my ITR on time?

Late filing can result in applicable fees and interest and may affect certain benefits, including the ability to carry forward some eligible losses, subject to the applicable provisions.

When should I e-verify my ITR?

After filing your ITR, you should complete the applicable e-verification process within the prescribed time limit. E-verification is an important step in completing the return filing process.

Can I get CA assistance with my ITR?

Yes. TaxCheQ can provide an option for CA-assisted filing and professional review, depending on the service plan selected.

I'm not sure which ITR I need to file. What should I do?

Don't guess. TaxCheQ can help you identify the appropriate ITR based on your income sources, residential status, investments, capital gains, business or professional income and other applicable details.

Recent activity

Activity	Status	Date
ITR profile created	Completed	Today
Documents	2 of 5 uploaded	Today
CA consultation	Not requested	—

File Your ITR

Start or continue your return. TaxCheQ will guide you through the required questions.

1

Start Filing

Answer a few questions to determine the appropriate ITR.

2

Upload Documents

Upload documents relevant to your income and deductions.

3

Tax Computation

Review income, deductions, tax liability and refund or payable.

4

Connect to Your Next-Gen CA

Get professional assistance and CA review when you need it.

Why Should You File Your Income Tax Return?

Filing your Income Tax Return (ITR) is more than just paying tax. It helps you report your income correctly, claim eligible refunds and deductions, maintain proper financial records and comply with applicable income-tax requirements.

1. Stay Tax Compliant

File your return within the applicable due date and meet your income-tax filing obligations.

2. Claim Your Tax Refund

If excess TDS or tax has been deducted or paid, filing an ITR may help you claim an eligible refund.

3. Carry Forward Eligible Losses

Timely filing can be important when you want to carry forward eligible losses to future years, subject to applicable rules.

4. Reconcile AIS & Form 26AS

Review your reported income, TDS, interest, dividends and other tax information before submitting your return.

5. Maintain Financial Records

Your filed ITR and acknowledgement provide an important record of your reported income and tax position.

6. Report Multiple Income Sources

Salary, house property, business or profession, capital gains, interest, dividends and other income can be reported appropriately.

7. Keep Your Tax Information Organised

Regular filing encourages you to maintain Form 16, bank statements, investment records, capital-gain statements and deduction proofs.

8. Useful for Financial Requirements

Filed ITR records may be useful when demonstrating your income history for legitimate financial or administrative requirements.

9. Avoid Last-Minute Problems

Starting early gives you time to identify mismatches, missing information and documentation issues before filing.

10. Complete Your Filing Properly

After submitting your return, complete the applicable e-verification process to complete the filing process.

Not Sure Which ITR Applies to You?

Don't guess. The appropriate ITR can depend on your income sources, residential status, investments, capital gains, business or professional income and other applicable conditions.

Frequently Asked Questions

Can I e-file my tax return without Form 16?

Yes. You can file your ITR even if your employer has not issued Form 16. You can use your salary records and reconcile the TDS and income information available through Form 26AS and AIS/TIS. If Form 16 is available, it is useful for verifying your salary and TDS details.

What is the basic exemption limit for filing an ITR?

The applicable filing requirement depends on your income, age, residential status and other conditions, as well as the applicable tax regime. The basic exemption limit should not be the only factor used to determine whether you need to file an ITR.

What is Section 87A rebate?

Section 87A provides a rebate from income tax to eligible resident individual taxpayers, subject to the conditions applicable under the relevant tax regime. The applicable rebate limits can change with amendments to the Income-tax Act.

Can I upload multiple Form 16s?

Yes. If you worked for more than one employer during the financial year, you may have multiple Form 16s. All relevant salary and TDS information should be considered while preparing your ITR.

What documents should I keep ready for ITR filing?

Depending on your income sources, you may need Form 16, Form 16A, AIS, Form 26AS, salary information, bank statements, interest details, capital-gain statements, house-property documents and deduction or investment proofs.

Do I need to upload every document with my ITR?

Generally, ITRs are annexure-less and supporting documents are normally not attached to the return. However, you should keep relevant documents safely for your records and future verification.

What happens if I don't file my ITR on time?

Late filing can result in applicable fees and interest and may affect certain benefits, including the ability to carry forward some eligible losses, subject to the applicable provisions.

When should I e-verify my ITR?

After filing your ITR, you should complete the applicable e-verification process within the prescribed time limit. E-verification is an important step in completing the return filing process.

Can I get CA assistance with my ITR?

Yes. TaxCheQ can provide an option for CA-assisted filing and professional review, depending on the service plan selected.

I'm not sure which ITR I need to file. What should I do?

Don't guess. TaxCheQ can help you identify the appropriate ITR based on your income sources, residential status, investments, capital gains, business or professional income and other applicable details.

Documents

Upload, organize and track your return documents.

Document checklist

✓

PAN

Available

✓

Form 16

Uploaded

2

Broker / Capital Gains

Pending

4

Other Proofs

Optional / case-specific

My Returns

AY	ITR	Status	Action
AY 2026-27	Pending selection	In progress
Previous AY	ITR-2	Filed

CA Special Privilege

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Tax Tools

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Tax Calculator

Estimate and compare tax regimes.

H

HRA Calculator

Estimate HRA exemption.

R

RSU Taxation

Learn about RSU reporting.

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Registration and compliance services.

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Step 2 of your return

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Capital Gains Tool

Enter basic figures to estimate your gain before considering eligible exemptions.

Sale value (₹)

Cost of acquisition (₹)

Transfer expenses (₹)

Exemption to review (₹)

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Capital Gains Tool

Enter basic figures to estimate your gain before considering eligible exemptions.

Sale value (₹)

Cost of acquisition (₹)

Transfer expenses (₹)

Exemption to review (₹)

TaxCheQ Income Tax Calculator

Enter income under each applicable head. TaxCheQ will build the gross total income and show the regime comparison.

Basic salary + allowances

Enter taxable salary components before eligible exemptions.

Bonus / commission

Taxable bonus, commission or other salary-linked payments.

Pension

Enter taxable pension income, if applicable.

Other taxable salary

Other taxable salary-related amounts or perquisites not already included.

HRA exemption

Enter the eligible HRA exemption amount. Use the separate HRA calculator when needed.

Self-occupied property

Taxable house-property income after applicable deductions.

Let-out property rental income

Enter annual value / net taxable property income as appropriate.

Interest on housing loan

Enter eligible interest separately for validation and deduction treatment.

House-property loss adjustment

Enter the eligible current-year adjustment amount, if applicable.

Business / professional receipts

Gross receipts before deductible business expenses.

Business expenses

Enter eligible expenses; production should validate deductibility.

Presumptive income

Use when applicable after the relevant presumptive-tax selection.

F&O / trading profit

Enter taxable business income from F&O/trading where applicable.

Intraday / speculative profit

Keep speculative income separate for production tax treatment.

STCG — equity / securities

Enter taxable short-term capital gain separately.

LTCG — equity / securities

Enter taxable long-term capital gain separately.

Property capital gain

Enter taxable capital gain after eligible transaction-level computations.

Other capital gains

Other capital-gain amounts not captured above.

Capital-gain exemptions / reinvestment

Enter eligible exemption amount after validating the applicable section and conditions.

Interest income

Bank interest, fixed deposits, bonds and other interest income.

Dividend income

Enter taxable dividend income.

Family pension

Enter family pension income before the applicable deduction.

Other income

Other taxable income under the Other Sources head.

Section 57 deductions

Enter the eligible deduction amount manually; TaxCheQ should validate the applicable limit.

Other eligible deductions

Enter applicable amounts after validation.

Foreign salary

Enter INR-equivalent taxable foreign salary.

Foreign interest

Foreign interest income in INR equivalent.

Foreign dividend

Foreign dividend income in INR equivalent.

Foreign capital gain

Taxable foreign capital gain in INR equivalent.

Foreign tax paid

Enter foreign tax paid in INR equivalent for reference/FTC review.

80C

Enter eligible amount manually; production validates the statutory limit.

80CCD(1B)

Additional NPS contribution, subject to conditions.

80D

Health insurance / eligible medical expenditure.

80E

Eligible education-loan interest.

80G

Eligible donations, subject to conditions.

80TTA / 80TTB

Enter the eligible amount after selecting the applicable section.

80U / 80DD

Disability-related deduction where eligible.

Section 24(b)

Eligible housing-loan interest, where applicable.

Other eligible deductions

Enter only after identifying the applicable provision.

Age

Used for applicable slab/rebate logic.

Assessment Year

Prototype currently configured for AY 2026–27.

Which regime should be compared?

TaxCheQ will compare both based on the entered income and deductions.

This is a frontend calculator structure. Production should validate statutory limits, special-rate income, regime-specific deductions, surcharge/marginal relief, rebate, cess, set-off/carry-forward rules and other applicable provisions before presenting a final tax figure.

U

Complete Your Profile

First complete your basic tax profile. Next, TaxCheQ will take you to document upload.

Mandatory details

Full name *

PAN *

Aadhaar number *

Mobile number *

Address Line 1 (House / Flat / Door No.) *

Address Line 2 (Building / Apartment / Street)

Locality / Area *

City / Town / Village *

District *

State / Province *

PIN / Postal Code *

Country *

Address Type *

Bank account number *

IFSC code *

Residential status *

Email

These are the first-step profile details for the filing workflow. Production should validate PAN/Aadhaar/bank details securely and apply appropriate privacy and consent controls.

2

Upload Your Documents

Profile completed. Now upload the documents relevant to your return.

Basic documents

PAN card * Pending

Aadhaar * Pending

Bank proof / cancelled cheque * Pending

Address proof Optional / case-specific

Return-specific documents

Form 16 / salary documents Upload where applicable

AIS / 26AS / tax statement Upload where applicable

Other supporting documents Deductions, capital gains, foreign income, etc.

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Exemptions & salary adjustments

HRA Exemption

Leave Travel Allowance

Other Eligible Exemptions

Employer-side / special adjustments

Detailed deductions

Section 80C

Section 80CCD(1B)

Section 80D

Section 80E

Section 80G

Section 80TTA

Section 80TTB

Section 80U / 80DD

Home Loan – Section 24(b)

Other eligible deductions

Capital Gains Exemptions

Section 54 — Residential House

Section 54B — Agricultural Land

Section 54EC — Specified Bonds

Section 54F — Other Long-Term Capital Assets

Section 54D / 54G / 54GA

Section 54EE / Other eligible relief

Tax regime preferences

Old Regime

New Regime

Business Registration & Compliance

Company Registration

LLP Registration

Partnership Registration

Foreign Company Registration

USA Company Registration

UK Company Registration

UAE Company Registration

GST Registration

Need a custom setup?

RSU Taxation Made Simple

What TaxCheQ can help with

Which ITR should I file?

Common eligibility — AY 2026-27

What is your residential status?

Do you have income from business or profession?

Do you have capital gains?

Do you have foreign income or assets/signing authority outside India?

Is your total income more than ₹50 lakh?

Are you a director in a company or do you hold unlisted equity shares?

Do you have two or more house properties?